We are seeing progress on our downtown Athens drive thru ATM and night deposit box. Although still closed, we expect both to be functional soon and will provide updates.
Interest Checking
Interest bearing checking accounts are not a thing of the past. First State Bank Now Accounts offer you the ability to earn interest on your money. A NOW account checking account provides flexibility of spending, along with many FREE services such as Online Banking, Mobile Banking, Bill Pay and Mobile Deposit.
| NOW Checking | Super NOW Checking | Tiered Investment Checking | ||
|---|---|---|---|---|
| Minimum to Open | $1,500 | $2,500 | $10,000 | |
| Minimum Balance | $1,500 | $2,500 | $10,000 | |
| Monthly Service Fee | See Below (1) | See Below (2) | See Below (3) | |
| Interest | Set Periodically | Set Periodically | Set Periodically** | |
| FSB Debit Card | ||||
ATM Access (FSB & Austin Bank at no cost) | ||||
Online Banking (Free) | ||||
Bill Pay Service (Free) | ||||
| Statements | Free E-Statements - Images Accessible Online* | Free Paper Statements - Images Provided | Free Paper Statements - Images Provided |
* Paper statement with images available for $4.00 per month
** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00 $50,000.01 or Greater
(1) If balance falls below $1,500 at any time within the month, $10 service charge.
(2) If balance falls below $2,500 at any time within the month, $10 service charge.
(3) If balance falls below $10,000 at any time within the month, $10 service charge.
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