Beginning March 24, 2026: Logging in to Online Banking will require a 6-digit code sent to your phone via text or voice call, replacing traditional security questions for a faster and more secure experience. Please verify that your mobile or direct phone numbers are up to date. For assistance, call (903) 676-1900.
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Business Savings
Keeping Cash Close at Hand
A Statement Savings account with First State Bank offers a safe way to set aside money for unexpected emergencies. Knowing that your money is safe and earning interest for you provides peace of mind when you need it the most.
Statement Savings (Qualified Businesses) | |
|---|---|
| Minimum to Open | $300 |
| Minimum Balance | $300 |
| Monthly Service Fee | See Below (1) |
| Interest | Set Periodically |
| FSB Debit Card | |
ATM Access (FSB & Austin Bank at no cost) | |
Online Banking (Free) | |
| Bill Pay Service (Free) | N/A |
| Statements | Free Paper Statement |
(1) If balance falls below $300 at any time within the quarter, $12 service charge.
- Three withdrawals per quarter allowed at no charge; withdrawals in excess of three are charged $2.00 per withdrawal.
We'd Love to Help
For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.
