Beginning March 24, 2026: Logging in to Online Banking will require a 6-digit code sent to your phone via text or voice call, replacing traditional security questions for a faster and more secure experience. Please verify that your mobile or direct phone numbers are up to date. For assistance, call (903) 676-1900.

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I enjoy the friendly service and atmosphere; someone is always willing to help!

Melissa Berry

First State Bank has amazing customer service and goes the extra mile!

Tara Walzel

I love to bank here because of the friendly personal service I receive

Lezlee "Elsie Mae's"

We have appreciated the hospitality and kindness shown to us by every employee.

Stephanie W.

Customer Service Champions

I love working at First State Bank because no matter what you may be going through, there is always someone there to give their support or a lend a helping hand.

Brooke Jock
Athens Branch

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