Beginning March 24, 2026: Logging in to Online Banking will require a 6-digit code sent to your phone via text or voice call, replacing traditional security questions for a faster and more secure experience. Please verify that your mobile or direct phone numbers are up to date. For assistance, call (903) 676-1900.

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We have appreciated the hospitality and kindness shown to us by every employee.

Stephanie W.

I like banking with First State Bank because the employees are so nice.

Sandy Lindsey

I enjoy the friendly service and atmosphere; someone is always willing to help!

Melissa Berry

I love to bank here because of the friendly personal service I receive

Lezlee "Elsie Mae's"

Customer Service Champions

At First State Bank, one of our goals is helping others realize their dreams. Stop by & let's talk.

Cathy
Downtown Athens

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