Beginning March 24, 2026: Logging in to Online Banking will require a 6-digit code sent to your phone via text or voice call, replacing traditional security questions for a faster and more secure experience. Please verify that your mobile or direct phone numbers are up to date. For assistance, call (903) 676-1900.

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I love to bank here because of the friendly personal service I receive

Lezlee "Elsie Mae's"

We've enjoyed banking with First State Bank for the past 13 years.

The McClaskey's

Customer Service Champions

We are truly blessed to be able to work with and serve our friends in the communities we live in. You are not just a name or number to us. That makes all the difference!

Kemmie Howell
Malakoff


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For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.

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