Beginning December 1, 2023: THE ATHENS DOWNTOWN DRIVE THRU will open at 7:30 a.m. instead of 7:00 a.m.
Interest bearing checking accounts are not a thing of the past. First State Bank Now Accounts offer you the ability to earn interest on your money. A NOW account checking account provides flexibility of spending, along with many FREE services such as Online Banking, Mobile Banking, Bill Pay and Mobile Deposit.
|NOW Checking||Super NOW Checking||Tiered Investment (NOW) Checking|
|Minimum to Open||$2,500||$2,500||$10,000|
|Monthly Service Fee||See Below (1)||See Below (2)||See Below (3)|
|Interest||Set Periodically||Set Periodically||Set Periodically**|
|FSB Debit Card|
(FSB & Austin Bank at no cost)
Bill Pay Service
|Statements||Free E-Statements - Images Accessible Online*||Free E-Statements - Images Accessible Online*||Free E-Statements - Images Accessible Online*|
* Paper statement with images available for $4.00 per month
** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00, $50,000.01 to $250,000, $250,000.01 to $1,000,000, $1,000,000.01 or Greater.
(1) If balance falls below $2,500 at any time within the month, $10 service charge.
(2) If balance falls below $2,500 at any time within the month, $10 service charge.
(3) If balance falls below $10,000 at any time within the month, $15 service charge.
For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.