Beginning December 1, 2023: THE ATHENS DOWNTOWN DRIVE THRU will open at 7:30 a.m. instead of 7:00 a.m.
A Money Market account is a good idea for short term needs,giving you the benefit of earning dividends (when you meet a minimum balance) and the flexibility to deposit and withdraw funds when you need them. Based on your balance, you may qualify for a tiered rate of interest. Other conveniences available include a First State Bank Debit Card, Online Banking, and Free ATM access at any First State Bank or Austin Bank location.
|Money Market Checking||Tiered Money Market Checking|
|Minimum to Open||$2,500||$15,000|
|Monthly Service Fee||See Below (1)||See Below (2)|
|Interest||Set Periodically||Set Periodically**|
|FSB Debit Card|
(FSB & Austin Bank at no cost)
Bill Pay Service
|Statements||Free E-Statements - Images Accessible Online*||Free E-Statements - Images Accessible Online*|
(1): If balance falls below $2,500 at any time within the month, $10 service charge.
(2): If balance falls below $15,000 at any time within the month, $15 service charge.
* Paper statement with images available for $4.00 per month.
** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00, $50,000.01 to $250,000, $250,000.01 to $1,000,000, $1,000,000.01 or Greater.
For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.