Our ATM's at our Downtown Athens Drive Thru and Mabank Branch are currently down. Please use the ATM's at our other Branches while we work on this issue. Thank you for your business.
Money Market
Keep your money liquid and growing
A Money Market account is a good idea for short term needs,giving you the benefit of earning dividends (when you meet a minimum balance) and the flexibility to deposit and withdraw funds when you need them. Based on your balance, you may qualify for a tiered rate of interest. Other conveniences available include a First State Bank Debit Card, Online Banking, and Free ATM access at any First State Bank or Austin Bank location.
| Money Market Checking | Tiered Money Market Checking | |
|---|---|---|
| Minimum to Open | $2,500 | $15,000 |
| Minimum Balance | $2,500 | $15,000 |
| Monthly Service Fee | See Below (1) | See Below (2) |
| Interest | Set Periodically | Set Periodically** |
| FSB Debit Card | ||
ATM Acces (FSB & Austin Bank at no cost) | ||
Online Banking (Free) | ||
Bill Pay Service (Free) | ||
| Statements | Free E-Statements - Images Accessible Online* | Free E-Statements - Images Accessible Online* |
(1): If balance falls below $2,500 at any time within the month, $10 service charge.
- Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.
(2): If balance falls below $15,000 at any time within the month, $15 service charge.
- Three withdrawals per month allowed at no charge; withdrawals in excess of three are charged $10.00 per withdrawal.
* Paper statement with images available for $4.00 per month.
** Interest Tiers: $0.01 to $25,000, $25,000.01 to $50,000.00, $50,000.01 to $250,000, $250,000.01 to $1,000,000, $1,000,000.01 or Greater.
We'd Love to Help
For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.
