Beginning December 1, 2023: THE ATHENS DOWNTOWN DRIVE THRU will open at 7:30 a.m. instead of 7:00 a.m.
|Business Online Banking allows a secure way for business owners to check balances, transfer money between accounts, review bank statements and so much more. Within Business Online Banking, there are many products that can be added to assist in day-to-day functions including ACH processing, Online Bill Pay services, Mobile Deposit Capture and Merchant Capture.*|
|Free up time by making deposits directly from your office. With remote deposit capture, a desktop scanner will be installed at your business which allows deposits to be made at your convenience. Checks are scanned and deposits are made electronically. Save time preparing deposits, consolidate funds from remote locations into one bank, cut costly courier fees or trips to the bank, and reduce the risk of check fraud.|
First State Bank is proud to partner with Cornerstone Payments. Cornerstone Payments provides timely, professional, and trustworthy solutions for your payment strategy. Whether your business accepts credit cards, e-commerce transactions or ACH payments, you need a trusted payment system provider.
|Wire Transfers||Domestic and international wire transfers can be initiated within Business Online Banking. This eliminates trips to the bank to sign wire requests and allows you the ability to schedule recurring wires. Additional benefits include pre-built templates for regular wire beneficiaries, transferring money on a same-day wire delivery schedule and controlling the timing of payments when you are out of the office.|
|A standard (non-custom) debit card will be issued when opening a new account at no charge. We have custom debit cards available at $10 per customized card. Expiring cards and lost/stolen cards are $10 to replace with custom image.|
|Positive Pay||Make decisions on items that do not match your register and have them returned to the depositing bank immediately. Upload your check register online so that checks clearing your account can be verified as valid checks. Monitor the checks clearing through your account daily to help deter fraudulent items from posting.|
*Fees may apply
For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.