Our downtown Athens drive thru ATM and night deposit box will be closed until further notice. Please use our ATM and night deposit box located at 1114 E Tyler Street. Our ATM located inside our downtown branch will be available during regular lobby hours.

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Ruth Beltran

Vice President / Retail Office Manager

Athens - Downtown

Ruth Beltran

Ruth Beltran started her banking carrier in 2004 as a part time Teller.  Over the years, she has held various positions such as a full-time Teller, Teller Supervisor, Call Center Representative, New Accounts, Head Teller, and Loan Administrative Assistant.

In 2018, she was promoted to Retail Office Manager overseeing operations for the Downtown Athens branch. 

Ruth graduated from Athens High School, Trinity Valley Community College, Athens Leadership Institute, and Texas A&M University- Commerce and is currently attending Banking Operations Institute. 

She is currently the Assistant Vice Chairman for the Henderson County Child Welfare Board and serves on the financial committee for St Edward’s Catholic Church of Athens.

Ruth resides in Athens with her two children Aden and Sophie. She enjoys going to the gym, watching her daughter play soccer, sending time with her family and friends, traveling, and seeking new adventures. 

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