A Word from Management

First State Bank, founded in Henderson County in 1935, is deeply rooted in East Texas and is a leader in community banking. Through the years, in both good economic times and bad, First State Bank has remained a very strong financial institution that is committed to our customers. We take pride in our long history of being a conservative bank that makes safe and sound decisions. We are proud of the diversified customer base in the communities we serve. With a long history of safe decisions and investing in local communities, we work hard to ensure a safe and secure bank for you, our customers.

  

First State Bank has a staff of 120 employees with 1,099 years of progressive service and employee experience. We have six branch locations with a 7th location currently being built in Forney. The bank offers a wide variety of products and staffs each location appropriately with the goal of providing personal service to make your banking experience a pleasant one. We take the safety of your account information very seriously.

  

Just like you, we have watched the news and are aware of the uncertainty and possible confusion media coverage of recent “big regional bank” failures has generated. Careful analysis of each of the banks in the news indicates a structure with primarily large, uninsured deposits, and a longterm bond portfolio. First State Bank is structured totally opposite of those banks, with deposits generated by local individuals and businesses, better known in banking circles as “core, insured” deposits, and we do not make long-term, risky investments in our securities portfolio. If you have any questions about the safety and soundness of First State Bank or how to style your accounts to maximize your FDIC deposit insurance, we encourage you to call us or if you’d prefer, come see us.

  

We thank you for your trust in First State Bank and we value the confidence that you have placed in us. We look forward to serving you for many years to come.