Our downtown Athens drive thru ATM and night deposit box will be closed until further notice. Please use our ATM and night deposit box located at 1114 E Tyler Street. Our ATM located inside our downtown branch will be available during regular lobby hours.


Resources: Important Information

Security Freeze, Credit Lock and Fraud Alert

In a world where security breaches of major companies are on the rise, it can be difficult to determine which identity theft measures are appropriate for specific circumstances.

Switch to Us

Switching your accounts to First State Bank has never been easier. From sending your current bank an Account Closing Letter, updating your Automatic Payment Transfer and Payroll Direct Deposit, we have you covered! Any of our friendly Customer Service Representatives can assist you in completing the forms or answering any questions.

CD's & IRA's New Tax Court Ruling

An IRA to IRA Rollover occurs when you take a distribution from an Individual Retirement Arrangement (IRA) and subsequently "roll" or "move" part or all of the assets back to the same IRA or another eligible IRA. Although a distribution and subsequent rollover allows you to "use" or "control" the assets for a period of time, this transaction comes with IRS rules and guidelines...

Internet Gambling Policy

The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. The Dept. of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.

Patriot Act Information

On September 11, 2001 our lives changed forever when our country was attacked. In an effort to protect you and our country, President Bush signed the USA Patriot Act into law on October 26, 2001.

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