Effective March 2, 2026, the Forney and GBC drive-thrus will close on Saturdays. For weekend teller services, please visit our branches in downtown Athens, Mabank, Malakoff, or Corsicana, which remain open on Saturdays 9am-12pm to serve you.
Overdraft Practices and Fees
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.
To make changes to your Overdraft Protection Program, call (903) 676-1900, send an email to customerservice@bankfsb.com or download and complete the form below and either present it at any of our branch locations or mail it to First State Bank, P.O. Box 471, Athens, TX 75751.
- Download our Overdraft Practices and Fees.
We'd Love to Help
For questions and additional information on any of our products, please contact one of our E-Commerce Representatives at (903) 676-1900.
